Service Charges

Gujarati Service Charges

1) CASH HANDLING CHARGES
In Current Account upto Rs 200000/- deposit or withdrawal in cash it totally free above In Current Account above Rs 200000/- deposit or withdrawal in cash there is charges of 10 paisa + GST on per 100 rs.
In Savings Account upto Rs 100000/- deposit or withdrawal in cash it totally free above In Savings Account above Rs 100000/- deposit or withdrawal in cash there is charges of 10 paisa + GST on per 100 rs.
2) INWARD CLEARING CHEQUE RETURN CHARGES
In Inward clearing if cheque is returned Rs.250/- + GST
3) OUTWARD CLEARING CHEQUE RETURN CHARGES
In Outward clearing if cheque is returned Rs.150/- + GST
4) CHEQUE BOOK CHARGES
In Current Account Cheque Book Issuance Charges First Cheque Book Free (12 Pages) after that per page Rs.3 + GST
In Saving Account Cheque Book Issuance Charges First Cheque Book Free (6 Pages) after that per page Rs.3 + GST
5) RTGS & NEFT CHARGES
RTGS above Rs.200000/- (Per Transaction) Rs.25/- + GST
NEFT Charges NIL
6) ACCOUNT CLOSURE CHARGES
Account closed within 1 year (Current Account) Rs. 150/- + GST
Account closed within 1 year (Savings Account) Rs. 100/- + GST
7) PAY ORDER (DD) CHARGES
Pay Order/ DD charges Minimum Rs.50/- + GST & above Rs.100000/- there is charges of 0.05 % + GST
8) CERTIFICATE CHARGES
Certificate charges(Any type) Rs. 100/- + GST
9) STOP PAYMENT CHARGES
Stop Payment charges Rs. 250/- + GST
10) DUPLICATE PASSBOOK & STATEMENT CHARGES
Duplicate Passbook charges Rs. 150/- + GST
Duplicate Statement charges Per page Rs. 5/- + GST
11) LOAN PROCESSING CHARGES
Loan Processing Charges 0.45 % + GST will be charged on Loan Sanctioned Amount
12) INOPERATIVE ACCOUNT DETAILS
No charges will be leived in any inoperative account under RBI guideline
13) SMS CHARGES(QUARTERLY)
SMS charges in Savings Accounts Rs. 25/- + GST
SMS charges in Current Accounts Rs. 50/- + GST
14) MINIMUM BALANCE CHARGES
In Current Account Monthly Average Balance- Rs. 5000/- Rs. 250/- + GST
In Savings Account Monthly Average Balance- Rs. 1500/- Rs. 150/- + GST
In Premium Savings Account minimum Balance- Rs. 150000/- Rs. 250/- + GST
In Premium Current Account minimum Balance- Rs. 250000/- Rs. 500/- + GST
15) OTHER CHARGES
Folio Charges in Current Account Rs. 300/- + GST (Half Yearly)
Loan Inspection /Supervision Charges Rs. 1200/- + GST (Annually)
Bank Guarantee Charges Upto Rs. 10000/- 2 % charges + GST above Rs. 10000/- 2% charges + GST or Rs. 2000/- charges + GST whichever is higher